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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,629 | $100,073-78.4% | $85,126-74.6% | $145,877-85.2% |
| Participation rate | 25.0% | 74.1%-49.1pp | 67.5%-42.5pp | 80.3%-55.3pp |
| Annual return | 11.71% | 84.11%-72.4pp | 66.63%-54.9pp | 551.28%-539.6pp |
| Employer contribution / active EE | $567 | $3,236-82.5% | $2,731-79.2% | $4,663-87.8% |
| Participant deferral / active EE | $2,807 | $5,294-47.0% | $4,523-38.0% | $6,691-58.1% |
| Admin fee / account holder | $1,903 | $7,261-73.8% | $6,160-69.1% | $13,402-85.8% |