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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,629 | $100,203-78.4% | $85,240-74.6% | $145,897-85.2% |
| Participation rate | 25.0% | 74.1%-49.1pp | 67.5%-42.5pp | 80.3%-55.3pp |
| Annual return | 11.71% | 84.28%-72.6pp | 66.75%-55.0pp | 552.29%-540.6pp |
| Employer contribution / active EE | $567 | $3,242-82.5% | $2,735-79.3% | $4,663-87.8% |
| Participant deferral / active EE | $2,807 | $5,299-47.0% | $4,527-38.0% | $6,689-58.0% |
| Admin fee / account holder | $1,903 | $7,265-73.8% | $6,165-69.1% | $13,390-85.8% |