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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,499 | $160,040-55.9% | $147,096-52.1% | $145,877-51.7% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 15.14% | 98.49%-83.4pp | 419.75%-404.6pp | 551.28%-536.1pp |
| Employer contribution / active EE | $5,130 | $5,289-3.0% | $4,936+3.9% | $4,663+10.0% |
| Participant deferral / active EE | $5,130 | $8,429-39.1% | $8,071-36.4% | $6,691-23.3% |
| Admin fee / account holder | $473 | $15,050-96.9% | $13,005-96.4% | $13,402-96.5% |