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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,499 | $159,934-55.9% | $147,005-52.0% | $145,959-51.7% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 15.14% | 98.24%-83.1pp | 418.76%-403.6pp | 561.95%-546.8pp |
| Employer contribution / active EE | $5,130 | $5,287-3.0% | $4,934+4.0% | $4,661+10.1% |
| Participant deferral / active EE | $5,130 | $8,427-39.1% | $8,070-36.4% | $6,689-23.3% |
| Admin fee / account holder | $473 | $15,053-96.9% | $13,006-96.4% | $13,398-96.5% |