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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,309 | $25,014-90.8% | $69,623-96.7% | $80,935-97.1% |
| Participation rate | 80.0% | 64.2%+15.8pp | 66.4%+13.6pp | 67.7%+12.3pp |
| Annual return | 3.80% | 19.08%-15.3pp | 101.23%-97.4pp | 35.66%-31.9pp |
| Employer contribution / active EE | $155 | $991-84.4% | $1,709-90.9% | $2,757-94.4% |
| Participant deferral / active EE | $1,469 | $1,840-20.2% | $2,890-49.2% | $4,299-65.8% |
| Admin fee / account holder | $1,438 | $2,491-42.3% | $4,696-69.4% | $6,924-79.2% |