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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,958 | $23,330-83.0% | $64,489-93.9% | $82,448-95.2% |
| Participation rate | 77.4% | 68.3%+9.1pp | 67.7%+9.7pp | 68.1%+9.3pp |
| Annual return | 17.22% | 83.66%-66.4pp | 55.03%-37.8pp | 41.64%-24.4pp |
| Employer contribution / active EE | $172 | $824-79.2% | $1,523-88.7% | $2,551-93.3% |
| Participant deferral / active EE | $1,588 | $1,707-7.0% | $2,778-42.8% | $4,139-61.6% |
| Admin fee / account holder | $919 | $2,946-68.8% | $4,260-78.4% | $7,234-87.3% |