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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,433 | $102,382-29.3% | $147,005-50.7% | $80,874-10.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 11.17% | 134.89%-123.7pp | 418.76%-407.6pp | 35.62%-24.4pp |
| Employer contribution / active EE | $3,918 | $3,715+5.5% | $4,934-20.6% | $2,756+42.2% |
| Participant deferral / active EE | $9,155 | $6,646+37.7% | $8,070+13.5% | $4,297+113.1% |
| Admin fee / account holder | $12,365 | $7,942+55.7% | $13,006-4.9% | $6,935+78.3% |