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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,266 | $25,014-86.9% | $69,632-95.3% | $80,959-96.0% |
| Participation rate | 78.9% | 64.2%+14.7pp | 66.4%+12.5pp | 67.7%+11.2pp |
| Annual return | 19.63% | 19.08%+0.6pp | 101.32%-81.7pp | 35.67%-16.0pp |
| Employer contribution / active EE | $653 | $991-34.1% | $1,708-61.8% | $2,757-76.3% |
| Participant deferral / active EE | $1,448 | $1,840-21.3% | $2,889-49.9% | $4,300-66.3% |
| Admin fee / account holder | $986 | $2,491-60.4% | $4,695-79.0% | $6,925-85.8% |