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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,117 | $106,749-43.7% | $145,433-58.7% | $82,448-27.1% |
| Participation rate | 75.0% | 75.6%-0.6pp | 82.1%-7.1pp | 68.1%+6.9pp |
| Annual return | 53.99% | 27.59%+26.4pp | 66.58%-12.6pp | 41.64%+12.3pp |
| Employer contribution / active EE | $0 | $3,444-100.0% | $4,554-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $19,336 | $6,519+196.6% | $7,897+144.8% | $4,139+367.1% |
| Admin fee / account holder | $5,201 | $8,390-38.0% | $13,129-60.4% | $7,234-28.1% |