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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,117 | $106,524-43.6% | $152,301-60.5% | $87,485-31.3% |
| Participation rate | 75.0% | 75.8%-0.8pp | 82.4%-7.4pp | 68.9%+6.1pp |
| Annual return | 53.99% | 26.89%+27.1pp | 80.50%-26.5pp | 26.06%+27.9pp |
| Employer contribution / active EE | $0 | $3,371-100.0% | $4,624-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $19,336 | $6,525+196.3% | $8,004+141.6% | $4,274+352.5% |
| Admin fee / account holder | $5,201 | $8,287-37.2% | $14,398-63.9% | $7,775-33.1% |