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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,861 | $87,166-94.4% | $76,735-93.7% | $137,256-96.5% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.5%+30.5pp | 80.0%+20.0pp |
| Annual return | -0.80% | 26.50%-27.3pp | 29.77%-30.6pp | 220.34%-221.1pp |
| Employer contribution / active EE | $1,101 | $2,904-62.1% | $2,454-55.1% | $4,156-73.5% |
| Participant deferral / active EE | $1,691 | $4,726-64.2% | $4,088-58.6% | $6,407-73.6% |
| Admin fee / account holder | $1,328 | $8,403-84.2% | $7,189-81.5% | $12,270-89.2% |