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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,852 | $102,382+11.2% | $147,005-22.6% | $80,874+40.8% |
| Participation rate | 86.9% | 75.8%+11.0pp | 82.2%+4.7pp | 67.6%+19.2pp |
| Annual return | 11.80% | 134.89%-123.1pp | 418.76%-407.0pp | 35.62%-23.8pp |
| Employer contribution / active EE | $3,379 | $3,715-9.1% | $4,934-31.5% | $2,756+22.6% |
| Participant deferral / active EE | $7,761 | $6,646+16.8% | $8,070-3.8% | $4,297+80.6% |
| Admin fee / account holder | $1,777 | $7,942-77.6% | $13,006-86.3% | $6,935-74.4% |