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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,147 | $254,759-80.7% | $216,567-77.3% | $198,609-75.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 81.6%+18.4pp | 82.4%+17.6pp |
| Annual return | 20.69% | 10.04%+10.6pp | 12.94%+7.7pp | 202.70%-182.0pp |
| Employer contribution / active EE | $5,160 | $6,096-15.4% | $5,216-1.1% | $5,055+2.1% |
| Participant deferral / active EE | $10,741 | $6,948+54.6% | $6,191+73.5% | $6,977+54.0% |
| Admin fee / account holder | $3,702 | $26,311-85.9% | $21,981-83.2% | $19,030-80.5% |