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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,895 | $107,733-60.2% | $92,985-53.9% | $154,746-72.3% |
| Participation rate | 50.0% | 74.6%-24.6pp | 69.5%-19.5pp | 80.7%-30.7pp |
| Annual return | 19.28% | 30.39%-11.1pp | 27.99%-8.7pp | 172.34%-153.1pp |
| Employer contribution / active EE | $1,440 | $3,126-53.9% | $2,662-45.9% | $4,379-67.1% |
| Participant deferral / active EE | $5,040 | $5,053-0.3% | $4,377+15.2% | $6,730-25.1% |
| Admin fee / account holder | $333 | $11,369-97.1% | $9,463-96.5% | $14,365-97.7% |