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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,419 | $78,690-84.2% | $161,489-92.3% | $87,485-85.8% |
| Participation rate | 92.6% | 67.5%+25.1pp | 78.7%+13.9pp | 68.9%+23.7pp |
| Annual return | 24.07% | 32.74%-8.7pp | 89.72%-65.6pp | 26.06%-2.0pp |
| Employer contribution / active EE | $1,574 | $2,588-39.2% | $4,268-63.1% | $2,596-39.4% |
| Participant deferral / active EE | $1,951 | $3,311-41.1% | $5,630-65.3% | $4,274-54.4% |
| Admin fee / account holder | $583 | $6,724-91.3% | $16,006-96.4% | $7,775-92.5% |