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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,419 | $76,407-83.7% | $150,298-91.7% | $82,448-84.9% |
| Participation rate | 92.6% | 66.4%+26.2pp | 77.8%+14.8pp | 68.1%+24.5pp |
| Annual return | 24.07% | 39.99%-15.9pp | 62.79%-38.7pp | 41.64%-17.6pp |
| Employer contribution / active EE | $1,574 | $2,614-39.8% | $4,154-62.1% | $2,551-38.3% |
| Participant deferral / active EE | $1,951 | $3,214-39.3% | $5,453-64.2% | $4,139-52.9% |
| Admin fee / account holder | $583 | $6,352-90.8% | $14,116-95.9% | $7,234-91.9% |