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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,890 | $174,379-80.6% | $152,093-77.7% | $138,895-75.6% |
| Participation rate | 90.0% | 81.6%+8.4pp | 77.8%+12.2pp | 79.9%+10.1pp |
| Annual return | 18.23% | 74.86%-56.6pp | 66.36%-48.1pp | 145.39%-127.2pp |
| Employer contribution / active EE | $3,444 | $4,652-26.0% | $4,175-17.5% | $4,194-17.9% |
| Participant deferral / active EE | $7,254 | $6,159+17.8% | $5,451+33.1% | $6,396+13.4% |
| Admin fee / account holder | $10,022 | $16,880-40.6% | $14,497-30.9% | $12,562-20.2% |