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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,515 | $90,530-10.0% | $76,030+7.2% | $145,897-44.1% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 0.96% | 625.08%-624.1pp | 361.54%-360.6pp | 552.29%-551.3pp |
| Employer contribution / active EE | $1,147 | $3,319-65.4% | $2,688-57.3% | $4,663-75.4% |
| Participant deferral / active EE | $2,800 | $5,164-45.8% | $4,257-34.2% | $6,689-58.1% |
| Admin fee / account holder | $868 | $8,383-89.6% | $6,421-86.5% | $13,390-93.5% |