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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,982 | $174,379+25.0% | $152,093+43.3% | $138,895+56.9% |
| Participation rate | 45.5% | 81.6%-36.2pp | 77.8%-32.3pp | 79.9%-34.5pp |
| Annual return | 17.49% | 74.86%-57.4pp | 66.36%-48.9pp | 145.39%-127.9pp |
| Employer contribution / active EE | $1,537 | $4,652-67.0% | $4,175-63.2% | $4,194-63.3% |
| Participant deferral / active EE | $5,258 | $6,159-14.6% | $5,451-3.5% | $6,396-17.8% |
| Admin fee / account holder | $565 | $16,880-96.7% | $14,497-96.1% | $12,562-95.5% |