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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,982 | $181,062+20.4% | $158,223+37.8% | $155,188+40.5% |
| Participation rate | 45.5% | 82.7%-37.2pp | 79.2%-33.7pp | 80.8%-35.3pp |
| Annual return | 17.49% | 57.39%-39.9pp | 52.09%-34.6pp | 148.84%-131.3pp |
| Employer contribution / active EE | $1,537 | $4,565-66.3% | $4,109-62.6% | $4,248-63.8% |
| Participant deferral / active EE | $5,258 | $6,134-14.3% | $5,467-3.8% | $6,531-19.5% |
| Admin fee / account holder | $565 | $18,825-97.0% | $16,047-96.5% | $14,480-96.1% |