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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,597 | $117,829-29.9% | $102,423-19.4% | $145,877-43.4% |
| Participation rate | 60.0% | 78.6%-18.6pp | 76.5%-16.5pp | 80.3%-20.3pp |
| Annual return | 56.07% | 31.83%+24.2pp | 29.42%+26.6pp | 551.28%-495.2pp |
| Employer contribution / active EE | $1,533 | $3,615-57.6% | $3,023-49.3% | $4,663-67.1% |
| Participant deferral / active EE | $6,000 | $5,732+4.7% | $5,054+18.7% | $6,691-10.3% |
| Admin fee / account holder | $286 | $13,335-97.9% | $9,455-97.0% | $13,402-97.9% |