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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,361 | $196,972-56.7% | $182,262-53.2% | $198,609-57.0% |
| Participation rate | 81.8% | 85.7%-3.9pp | 84.2%-2.4pp | 82.4%-0.6pp |
| Annual return | 19.65% | 158.27%-138.6pp | 140.60%-120.9pp | 202.70%-183.0pp |
| Employer contribution / active EE | $6,065 | $5,364+13.1% | $5,046+20.2% | $5,055+20.0% |
| Participant deferral / active EE | $8,529 | $8,643-1.3% | $8,276+3.0% | $6,977+22.2% |
| Admin fee / account holder | $761 | $18,429-95.9% | $16,712-95.4% | $19,030-96.0% |