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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,361 | $154,228-44.7% | $145,433-41.3% | $137,256-37.8% |
| Participation rate | 81.8% | 83.8%-2.0pp | 82.1%-0.3pp | 80.0%+1.9pp |
| Annual return | 19.65% | 74.59%-54.9pp | 66.58%-46.9pp | 220.34%-200.7pp |
| Employer contribution / active EE | $6,065 | $4,804+26.3% | $4,554+33.2% | $4,156+45.9% |
| Participant deferral / active EE | $8,529 | $8,216+3.8% | $7,897+8.0% | $6,407+33.1% |
| Admin fee / account holder | $761 | $14,344-94.7% | $13,129-94.2% | $12,270-93.8% |