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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,361 | $162,136-47.4% | $152,301-44.0% | $154,746-44.8% |
| Participation rate | 81.8% | 84.1%-2.3pp | 82.4%-0.6pp | 80.7%+1.1pp |
| Annual return | 19.65% | 91.02%-71.4pp | 80.50%-60.9pp | 172.34%-152.7pp |
| Employer contribution / active EE | $6,065 | $4,890+24.0% | $4,624+31.2% | $4,379+38.5% |
| Participant deferral / active EE | $8,529 | $8,341+2.3% | $8,004+6.6% | $6,730+26.7% |
| Admin fee / account holder | $761 | $15,759-95.2% | $14,398-94.7% | $14,365-94.7% |