Retirement plan

UNIVERSAL CASUALTY RISK RETENTION GROUP INC. 401(K) PLAN

Name: UNIVERSAL CASUALTY RISK RETENTION GROUP INC. - UNIVERSAL CASUALTY RISK RETENTION GROUP INC. 401(K) PLAN (2025) Form 5500
Creator: UNIVERSAL CASUALTY RISK RETENTION GROUP INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, UNIVERSAL CASUALTY RISK RETENTION GROUP INC. 401(K) PLAN, UNIVERSAL CASUALTY RISK RETENTION GROUP INC.

UNIVERSAL CASUALTY RISK RETENTION GROUP INC.EIN 87-1077752Plan #001PY 2025

380 NORTH BROADWAY, SUITE 400 - JERICHO, NY 11753516-352-7500

Prospect flagsLow participationLow participant contribution

How to read this page

Total assets (EOY)

$157K

+50.6% from 2024

Total participants

+33.3% from 2024

Average account balance

$31,407

+20.5% from 2024

Annual return

18.41%

+5.35 pp from 2024

Benchmarks

See 25,041 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants<25

Cohort25,041 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$157K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$31K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

71.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$34K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.41%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$196

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J2F2G3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$981

$140 / participant

Other / not subdivided$981100.0%

% of EOY assets

0.625%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$31,407

$212,386-85.2%

$199,883-84.3%

$138,895-77.4%

Participation rate

57.1%

87.4%-30.2pp

86.8%-29.6pp

79.9%-22.8pp

Annual return

18.41%

47.75%-29.3pp

43.81%-25.4pp

145.39%-127.0pp

Employer contribution / active EE

$1,971

$6,625-70.2%

$6,261-68.5%

$4,194-53.0%

Participant deferral / active EE

$2,823

$9,617-70.7%

$9,138-69.1%

$6,396-55.9%

Admin fee / account holder

$196

$18,233-98.9%

$17,268-98.9%

$12,562-98.4%

UNIVERSAL CASUALTY RISK RETENTION GROUP INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

UNIVERSAL CASUALTY RISK RETENTION GROUP INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion