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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,752 | $159,978-58.3% | $147,041-54.6% | $145,978-54.3% |
| Participation rate | 66.7% | 84.0%-17.3pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 13.66% | 98.36%-84.7pp | 419.21%-405.6pp | 550.52%-536.9pp |
| Employer contribution / active EE | $5,376 | $5,288+1.7% | $4,935+8.9% | $4,662+15.3% |
| Participant deferral / active EE | $10,902 | $8,429+29.3% | $8,071+35.1% | $6,690+63.0% |
| Admin fee / account holder | $378 | $15,053-97.5% | $13,006-97.1% | $13,400-97.2% |