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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,008 | $81,487-82.8% | $102,412-86.3% | $80,935-82.7% |
| Participation rate | 51.5% | 66.8%-15.3pp | 74.5%-23.0pp | 67.7%-16.1pp |
| Annual return | 13.87% | 25.60%-11.7pp | 24.94%-11.1pp | 35.66%-21.8pp |
| Employer contribution / active EE | $896 | $3,103-71.1% | $3,870-76.8% | $2,757-67.5% |
| Participant deferral / active EE | $1,623 | $3,871-58.1% | $5,060-67.9% | $4,299-62.3% |
| Admin fee / account holder | $95 | $6,717-98.6% | $8,388-98.9% | $6,924-98.6% |