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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,008 | $81,457-82.8% | $103,378-86.4% | $80,911-82.7% |
| Participation rate | 51.5% | 66.8%-15.3pp | 74.5%-23.0pp | 67.6%-16.1pp |
| Annual return | 13.87% | 25.58%-11.7pp | 24.91%-11.0pp | 35.63%-21.8pp |
| Employer contribution / active EE | $896 | $3,107-71.1% | $3,870-76.8% | $2,756-67.5% |
| Participant deferral / active EE | $1,623 | $3,871-58.1% | $5,058-67.9% | $4,297-62.2% |
| Admin fee / account holder | $95 | $6,717-98.6% | $8,401-98.9% | $6,935-98.6% |