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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,428 | $185,312-89.5% | $161,489-88.0% | $154,746-87.4% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 35.82% | 103.84%-68.0pp | 89.72%-53.9pp | 172.34%-136.5pp |
| Employer contribution / active EE | $3,716 | $4,769-22.1% | $4,268-12.9% | $4,379-15.1% |
| Participant deferral / active EE | $7,510 | $6,350+18.3% | $5,630+33.4% | $6,730+11.6% |
| Admin fee / account holder | $712 | $18,654-96.2% | $16,006-95.5% | $14,365-95.0% |