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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,700 | $201,372-82.3% | $184,260-80.6% | $145,884-75.5% |
| Participation rate | 85.7% | 87.5%-1.8pp | 86.8%-1.1pp | 80.3%+5.4pp |
| Annual return | 19.30% | 29.04%-9.7pp | 28.84%-9.5pp | 551.85%-532.6pp |
| Employer contribution / active EE | $2,372 | $7,024-66.2% | $6,427-63.1% | $4,662-49.1% |
| Participant deferral / active EE | $16,060 | $9,808+63.7% | $9,133+75.8% | $6,690+140.1% |
| Admin fee / account holder | $6,230 | $16,362-61.9% | $13,898-55.2% | $13,392-53.5% |