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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,799 | $185,312-35.4% | $161,489-25.8% | $154,746-22.6% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 11.06% | 103.84%-92.8pp | 89.72%-78.7pp | 172.34%-161.3pp |
| Employer contribution / active EE | $2,947 | $4,769-38.2% | $4,268-30.9% | $4,379-32.7% |
| Participant deferral / active EE | $1,587 | $6,350-75.0% | $5,630-71.8% | $6,730-76.4% |
| Admin fee / account holder | $36,999 | $18,654+98.3% | $16,006+131.2% | $14,365+157.6% |