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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,782 | $97,125+255.0% | $86,233+299.8% | $137,256+151.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 12.95% | 74.19%-61.2pp | 61.39%-48.4pp | 220.34%-207.4pp |
| Employer contribution / active EE | $4,410 | $2,841+55.2% | $2,504+76.1% | $4,156+6.1% |
| Participant deferral / active EE | $31,000 | $5,180+498.5% | $4,559+580.0% | $6,407+383.9% |
| Admin fee / account holder | $101,870 | $9,725+947.6% | $8,342+1121.2% | $12,270+730.2% |