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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,782 | $108,882+216.7% | $96,754+256.4% | $154,746+122.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 12.95% | 98.39%-85.4pp | 82.04%-69.1pp | 172.34%-159.4pp |
| Employer contribution / active EE | $4,410 | $3,018+46.1% | $2,679+64.6% | $4,379+0.7% |
| Participant deferral / active EE | $31,000 | $5,323+482.4% | $4,758+551.5% | $6,730+360.6% |
| Admin fee / account holder | $101,870 | $10,200+898.7% | $8,905+1044.0% | $14,365+609.1% |