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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,676 | $80,812+163.2% | $160,784+32.3% | $82,448+158.0% |
| Participation rate | 46.7% | 66.2%-19.6pp | 77.0%-30.3pp | 68.1%-21.4pp |
| Annual return | 16.80% | 100.59%-83.8pp | 1803.92%-1787.1pp | 41.64%-24.8pp |
| Employer contribution / active EE | $0 | $2,174-100.0% | $3,733-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $4,463 | $4,335+2.9% | $6,293-29.1% | $4,139+7.8% |
| Admin fee / account holder | $41,330 | $7,695+437.1% | $9,717+325.3% | $7,234+471.3% |