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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,120 | $183,516-61.8% | $155,534-54.9% | $145,884-51.9% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.6pp | 80.3%-13.6pp |
| Annual return | 12.18% | 61.43%-49.2pp | 64.92%-52.7pp | 551.85%-539.7pp |
| Employer contribution / active EE | $1,820 | $5,315-65.8% | $4,675-61.1% | $4,662-61.0% |
| Participant deferral / active EE | $3,552 | $6,467-45.1% | $5,630-36.9% | $6,690-46.9% |
| Admin fee / account holder | $0 | $19,293-100.0% | $15,900-100.0% | $13,392-100.0% |