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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,480 | $102,422+111.4% | $147,117+47.1% | $80,959+167.4% |
| Participation rate | 86.7% | 75.9%+10.8pp | 82.2%+4.5pp | 67.7%+19.0pp |
| Annual return | 11.46% | 135.16%-123.7pp | 420.54%-409.1pp | 35.67%-24.2pp |
| Employer contribution / active EE | $4,498 | $3,717+21.0% | $4,932-8.8% | $2,757+63.2% |
| Participant deferral / active EE | $11,684 | $6,652+75.6% | $8,065+44.9% | $4,300+171.7% |
| Admin fee / account holder | $6,438 | $7,953-19.1% | $12,993-50.4% | $6,925-7.0% |