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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,360 | $106,749+120.5% | $145,433+61.8% | $82,448+185.5% |
| Participation rate | 85.1% | 75.6%+9.4pp | 82.1%+3.0pp | 68.1%+17.0pp |
| Annual return | 13.05% | 27.59%-14.5pp | 66.58%-53.5pp | 41.64%-28.6pp |
| Employer contribution / active EE | $4,099 | $3,444+19.0% | $4,554-10.0% | $2,551+60.7% |
| Participant deferral / active EE | $11,668 | $6,519+79.0% | $7,897+47.7% | $4,139+181.9% |
| Admin fee / account holder | $7,943 | $8,390-5.3% | $13,129-39.5% | $7,234+9.8% |