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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,597 | $81,457-75.9% | $103,378-81.0% | $80,911-75.8% |
| Participation rate | 95.0% | 66.8%+28.2pp | 74.5%+20.5pp | 67.6%+27.4pp |
| Annual return | 9.67% | 25.58%-15.9pp | 24.91%-15.2pp | 35.63%-26.0pp |
| Employer contribution / active EE | $3,387 | $3,107+9.0% | $3,870-12.5% | $2,756+22.9% |
| Participant deferral / active EE | $0 | $3,871-100.0% | $5,058-100.0% | $4,297-100.0% |
| Admin fee / account holder | $3,116 | $6,717-53.6% | $8,401-62.9% | $6,935-55.1% |