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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,482 | $155,555-12.3% | $146,866-7.1% | $155,188-12.1% |
| Participation rate | 70.6% | 84.0%-13.4pp | 82.5%-11.9pp | 80.8%-10.2pp |
| Annual return | 14.27% | 115.41%-101.1pp | 102.85%-88.6pp | 148.84%-134.6pp |
| Employer contribution / active EE | $3,139 | $4,647-32.4% | $4,425-29.1% | $4,248-26.1% |
| Participant deferral / active EE | $7,492 | $8,044-6.9% | $7,759-3.4% | $6,531+14.7% |
| Admin fee / account holder | $13,338 | $14,755-9.6% | $13,620-2.1% | $14,480-7.9% |