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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,155 | $102,385-33.4% | $147,080-53.7% | $80,935-15.8% |
| Participation rate | 73.0% | 75.9%-2.9pp | 82.2%-9.2pp | 67.7%+5.3pp |
| Annual return | 14.69% | 135.09%-120.4pp | 420.17%-405.5pp | 35.66%-21.0pp |
| Employer contribution / active EE | $2,388 | $3,717-35.8% | $4,933-51.6% | $2,757-13.4% |
| Participant deferral / active EE | $2,730 | $6,651-58.9% | $8,066-66.2% | $4,299-36.5% |
| Admin fee / account holder | $362 | $7,951-95.4% | $12,989-97.2% | $6,924-94.8% |