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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,570 | $167,415-68.0% | $140,514-61.9% | $198,609-73.0% |
| Participation rate | 100.0% | 80.9%+19.1pp | 77.8%+22.2pp | 82.4%+17.6pp |
| Annual return | 21.29% | 13.85%+7.4pp | 14.36%+6.9pp | 202.70%-181.4pp |
| Employer contribution / active EE | $14,631 | $4,088+257.9% | $3,378+333.1% | $5,055+189.4% |
| Participant deferral / active EE | $2,193 | $5,579-60.7% | $4,919-55.4% | $6,977-68.6% |
| Admin fee / account holder | $2,659 | $16,730-84.1% | $13,697-80.6% | $19,030-86.0% |