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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,570 | $126,661-57.7% | $113,397-52.8% | $138,895-61.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 21.29% | 25.05%-3.8pp | 23.20%-1.9pp | 145.39%-124.1pp |
| Employer contribution / active EE | $14,631 | $3,456+323.3% | $2,977+391.4% | $4,194+248.8% |
| Participant deferral / active EE | $2,193 | $5,693-61.5% | $5,076-56.8% | $6,396-65.7% |
| Admin fee / account holder | $2,659 | $14,549-81.7% | $11,957-77.8% | $12,562-78.8% |