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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,968 | $94,439-79.9% | $73,658-74.2% | $154,746-87.7% |
| Participation rate | 52.4% | 64.7%-12.3pp | 57.0%-4.7pp | 80.7%-28.3pp |
| Annual return | 10.30% | 28.25%-18.0pp | 29.72%-19.4pp | 172.34%-162.0pp |
| Employer contribution / active EE | $870 | $1,257-30.8% | $1,032-15.8% | $4,379-80.1% |
| Participant deferral / active EE | $1,986 | $2,527-21.4% | $2,062-3.7% | $6,730-70.5% |
| Admin fee / account holder | $2,955 | $3,843-23.1% | $3,357-12.0% | $14,365-79.4% |