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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,197 | $102,422-8.0% | $147,117-36.0% | $80,959+16.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 10.90% | 135.16%-124.3pp | 420.54%-409.6pp | 35.67%-24.8pp |
| Employer contribution / active EE | $2,805 | $3,717-24.6% | $4,932-43.1% | $2,757+1.7% |
| Participant deferral / active EE | $10,666 | $6,652+60.3% | $8,065+32.3% | $4,300+148.0% |
| Admin fee / account holder | $11,900 | $7,953+49.6% | $12,993-8.4% | $6,925+71.8% |