Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,673 | $81,446-5.9% | $103,374-25.8% | $80,874-5.2% |
| Participation rate | 30.9% | 66.9%-35.9pp | 74.5%-43.6pp | 67.6%-36.7pp |
| Annual return | 4.60% | 25.57%-21.0pp | 24.89%-20.3pp | 35.62%-31.0pp |
| Employer contribution / active EE | $969 | $3,107-68.8% | $3,869-75.0% | $2,756-64.8% |
| Participant deferral / active EE | $1,637 | $3,870-57.7% | $5,058-67.6% | $4,297-61.9% |
| Admin fee / account holder | $5,956 | $6,715-11.3% | $8,394-29.0% | $6,935-14.1% |