Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,673 | $81,487-5.9% | $102,412-25.1% | $80,935-5.3% |
| Participation rate | 30.9% | 66.8%-35.9pp | 74.5%-43.6pp | 67.7%-36.8pp |
| Annual return | 4.60% | 25.60%-21.0pp | 24.94%-20.3pp | 35.66%-31.1pp |
| Employer contribution / active EE | $969 | $3,103-68.8% | $3,870-75.0% | $2,757-64.8% |
| Participant deferral / active EE | $1,637 | $3,871-57.7% | $5,060-67.7% | $4,299-61.9% |
| Admin fee / account holder | $5,956 | $6,717-11.3% | $8,388-29.0% | $6,924-14.0% |