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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,520 | $95,404-29.2% | $113,397-40.5% | $82,637-18.3% |
| Participation rate | 42.4% | 72.8%-30.4pp | 76.5%-34.1pp | 68.1%-25.7pp |
| Annual return | 16.72% | 19.08%-2.4pp | 23.20%-6.5pp | 53.51%-36.8pp |
| Employer contribution / active EE | $1,016 | $2,307-56.0% | $2,977-65.9% | $2,552-60.2% |
| Participant deferral / active EE | $2,966 | $4,220-29.7% | $5,076-41.6% | $4,126-28.1% |
| Admin fee / account holder | $9,376 | $9,168+2.3% | $11,957-21.6% | $7,339+27.8% |