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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,370 | $106,749+114.9% | $145,433+57.7% | $82,448+178.2% |
| Participation rate | 97.1% | 75.6%+21.4pp | 82.1%+14.9pp | 68.1%+29.0pp |
| Annual return | 12.99% | 27.59%-14.6pp | 66.58%-53.6pp | 41.64%-28.6pp |
| Employer contribution / active EE | $1,135 | $3,444-67.1% | $4,554-75.1% | $2,551-55.5% |
| Participant deferral / active EE | $11,355 | $6,519+74.2% | $7,897+43.8% | $4,139+174.3% |
| Admin fee / account holder | $35,824 | $8,390+327.0% | $13,129+172.9% | $7,234+395.2% |