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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,370 | $106,864+114.6% | $147,318+55.7% | $82,637+177.6% |
| Participation rate | 97.1% | 75.5%+21.6pp | 82.1%+15.0pp | 68.1%+29.0pp |
| Annual return | 12.99% | 27.49%-14.5pp | 70.43%-57.4pp | 53.51%-40.5pp |
| Employer contribution / active EE | $1,135 | $3,417-66.8% | $4,593-75.3% | $2,552-55.5% |
| Participant deferral / active EE | $11,355 | $6,496+74.8% | $7,906+43.6% | $4,126+175.2% |
| Admin fee / account holder | $35,824 | $8,415+325.7% | $13,708+161.3% | $7,339+388.1% |