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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,370 | $99,875+129.7% | $146,866+56.2% | $86,983+163.7% |
| Participation rate | 97.1% | 75.8%+21.3pp | 82.5%+14.6pp | 69.5%+27.5pp |
| Annual return | 12.99% | 28.10%-15.1pp | 102.85%-89.9pp | 25.83%-12.8pp |
| Employer contribution / active EE | $1,135 | $3,224-64.8% | $4,425-74.4% | $2,584-56.1% |
| Participant deferral / active EE | $11,355 | $6,322+79.6% | $7,759+46.3% | $4,194+170.8% |
| Admin fee / account holder | $35,824 | $7,838+357.1% | $13,620+163.0% | $7,856+356.0% |