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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,055 | $58,311+76.7% | $81,882+25.9% | $80,959+27.3% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.4%+27.6pp | 67.7%+32.3pp |
| Annual return | 14.91% | 41.85%-26.9pp | 779.47%-764.6pp | 35.67%-20.8pp |
| Employer contribution / active EE | $4,967 | $2,347+111.7% | $2,916+70.3% | $2,757+80.2% |
| Participant deferral / active EE | $11,723 | $3,287+256.6% | $4,323+171.2% | $4,300+172.6% |
| Admin fee / account holder | $9,568 | $4,752+101.3% | $7,360+30.0% | $6,925+38.2% |