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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,055 | $58,234+77.0% | $81,783+26.0% | $80,874+27.4% |
| Participation rate | 100.0% | 63.4%+36.6pp | 72.4%+27.6pp | 67.6%+32.4pp |
| Annual return | 14.91% | 41.70%-26.8pp | 775.05%-760.1pp | 35.62%-20.7pp |
| Employer contribution / active EE | $4,967 | $2,341+112.1% | $2,913+70.5% | $2,756+80.3% |
| Participant deferral / active EE | $11,723 | $3,283+257.1% | $4,320+171.3% | $4,297+172.8% |
| Admin fee / account holder | $9,568 | $4,982+92.1% | $7,380+29.6% | $6,935+38.0% |