Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,090 | $87,166-56.3% | $76,735-50.4% | $137,256-72.2% |
| Participation rate | 58.3% | 74.4%-16.0pp | 69.5%-11.2pp | 80.0%-21.6pp |
| Annual return | 12.20% | 26.50%-14.3pp | 29.77%-17.6pp | 220.34%-208.1pp |
| Employer contribution / active EE | $1,324 | $2,904-54.4% | $2,454-46.1% | $4,156-68.1% |
| Participant deferral / active EE | $2,680 | $4,726-43.3% | $4,088-34.4% | $6,407-58.2% |
| Admin fee / account holder | $13,881 | $8,403+65.2% | $7,189+93.1% | $12,270+13.1% |