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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,474 | $80,781-30.1% | $102,437-44.9% | $74,478-24.2% |
| Participation rate | 66.1% | 65.7%+0.4pp | 74.5%-8.5pp | 67.2%-1.2pp |
| Annual return | 12.12% | 27.58%-15.5pp | 24.95%-12.8pp | 1370.56%-1358.4pp |
| Employer contribution / active EE | $2,127 | $3,160-32.7% | $3,871-45.1% | $2,626-19.0% |
| Participant deferral / active EE | $3,830 | $3,862-0.8% | $5,060-24.3% | $4,350-12.0% |
| Admin fee / account holder | $2,528 | $2,372+6.6% | $8,388-69.9% | $1,946+29.9% |