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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,381 | $86,949+71.8% | $102,460+45.8% | $80,959+84.5% |
| Participation rate | 93.2% | 72.4%+20.8pp | 76.5%+16.7pp | 67.7%+25.5pp |
| Annual return | 14.26% | 18.89%-4.6pp | 29.47%-15.2pp | 35.67%-21.4pp |
| Employer contribution / active EE | $1,172 | $2,370-50.6% | $3,025-61.3% | $2,757-57.5% |
| Participant deferral / active EE | $3,725 | $4,121-9.6% | $5,056-26.3% | $4,300-13.4% |
| Admin fee / account holder | $10,032 | $8,048+24.7% | $9,460+6.1% | $6,925+44.9% |