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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $962 | $67,823-98.6% | $52,425-98.2% | $137,256-99.3% |
| Participation rate | 60.0% | 63.9%-3.9pp | 55.6%+4.4pp | 80.0%-20.0pp |
| Annual return | 24.84% | 219.11%-194.3pp | 302.12%-277.3pp | 220.34%-195.5pp |
| Employer contribution / active EE | $130 | $1,163-88.9% | $914-85.8% | $4,156-96.9% |
| Participant deferral / active EE | $541 | $2,288-76.4% | $1,790-69.8% | $6,407-91.6% |
| Admin fee / account holder | $148 | $2,844-94.8% | $2,495-94.1% | $12,270-98.8% |