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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,489 | $199,109+22.8% | $173,730+40.7% | $154,746+58.0% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 12.39% | 20.02%-7.6pp | 19.96%-7.6pp | 172.34%-160.0pp |
| Employer contribution / active EE | $22,487 | $5,311+323.4% | $4,577+391.2% | $4,379+413.5% |
| Participant deferral / active EE | $4,540 | $7,113-36.2% | $6,326-28.2% | $6,730-32.5% |
| Admin fee / account holder | $8,697 | $20,916-58.4% | $17,523-50.4% | $14,365-39.5% |