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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,126 | $81,331+93.2% | $155,534+1.0% | $80,935+94.1% |
| Participation rate | 98.8% | 66.3%+32.5pp | 78.2%+20.5pp | 67.7%+31.1pp |
| Annual return | 12.34% | 33.37%-21.0pp | 64.92%-52.6pp | 35.66%-23.3pp |
| Employer contribution / active EE | $10,264 | $3,105+230.6% | $4,675+119.6% | $2,757+272.3% |
| Participant deferral / active EE | $5,467 | $3,454+58.3% | $5,630-2.9% | $4,299+27.2% |
| Admin fee / account holder | $2,419 | $7,999-69.8% | $15,900-84.8% | $6,924-65.1% |