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| Provider | Service type | Compensation |
|---|---|---|
OSAIC WEALTH INC1 year Filed as: OSAIC WEALTH, INC. Service code 99 · EIN 93-0987232 | Other Fees | $47,557 |
ASCENSUS LLC5 years Filed as: ASCENSUS Service code 49 PO BOX 734602 · CHICAGO, IL 60673 | Other Services | $5,790 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,713 | $78,636+9.0% | $105,607-18.8% | $74,459+15.1% |
| Participation rate | 82.8% | 72.8%+10.0pp | 75.3%+7.5pp | 67.2%+15.6pp |
| Annual return | 12.60% | 15.96%-3.4pp | 116.11%-103.5pp | 1369.70%-1357.1pp |
| Employer contribution / active EE | $2,226 | $2,523-11.8% | $3,167-29.7% | $2,626-15.2% |
| Participant deferral / active EE | $4,297 | $4,322-0.6% | $5,011-14.3% | $4,350-1.2% |
| Admin fee / account holder | $502 | $2,220-77.4% | $10,958-95.4% | $1,945-74.2% |