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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,071 | $53,063-98.0% | $124,206-99.1% | $82,637-98.7% |
| Participation rate | 98.3% | 58.4%+39.9pp | 69.6%+28.7pp | 68.1%+30.2pp |
| Annual return | 21.31% | 68.87%-47.6pp | 515.27%-494.0pp | 53.51%-32.2pp |
| Employer contribution / active EE | $0 | $1,530-100.0% | $3,540-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $739 | $2,644-72.0% | $3,968-81.4% | $4,126-82.1% |
| Admin fee / account holder | $410 | $4,281-90.4% | $5,929-93.1% | $7,339-94.4% |