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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,071 | $52,353-98.0% | $120,225-99.1% | $82,448-98.7% |
| Participation rate | 98.3% | 58.3%+40.0pp | 69.6%+28.7pp | 68.1%+30.2pp |
| Annual return | 21.31% | 61.85%-40.5pp | 439.23%-417.9pp | 41.64%-20.3pp |
| Employer contribution / active EE | $0 | $1,510-100.0% | $3,475-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $739 | $2,627-71.9% | $3,999-81.5% | $4,139-82.1% |
| Admin fee / account holder | $410 | $4,363-90.6% | $5,696-92.8% | $7,234-94.3% |