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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,371 | $172,111-92.2% | $150,298-91.1% | $137,256-90.3% |
| Participation rate | 90.9% | 81.7%+9.2pp | 77.8%+13.1pp | 80.0%+10.9pp |
| Annual return | 12.24% | 69.37%-57.1pp | 62.79%-50.5pp | 220.34%-208.1pp |
| Employer contribution / active EE | $866 | $4,636-81.3% | $4,154-79.2% | $4,156-79.2% |
| Participant deferral / active EE | $1,880 | $6,166-69.5% | $5,453-65.5% | $6,407-70.7% |
| Admin fee / account holder | $2,389 | $16,471-85.5% | $14,116-83.1% | $12,270-80.5% |