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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,062 | $58,848-77.8% | $88,179-85.2% | $82,637-84.2% |
| Participation rate | 98.3% | 57.9%+40.4pp | 69.1%+29.1pp | 68.1%+30.2pp |
| Annual return | 16.36% | 22.76%-6.4pp | 64.97%-48.6pp | 53.51%-37.1pp |
| Employer contribution / active EE | $2,231 | $1,678+32.9% | $2,549-12.5% | $2,552-12.6% |
| Participant deferral / active EE | $4,980 | $3,124+59.4% | $4,614+7.9% | $4,126+20.7% |
| Admin fee / account holder | $4,843 | $4,795+1.0% | $7,673-36.9% | $7,339-34.0% |