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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,773 | $201,344-36.0% | $184,243-30.1% | $145,877-11.7% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 20.12% | 29.01%-8.9pp | 28.82%-8.7pp | 551.28%-531.2pp |
| Employer contribution / active EE | $3,976 | $7,022-43.4% | $6,427-38.1% | $4,663-14.7% |
| Participant deferral / active EE | $14,025 | $9,807+43.0% | $9,132+53.6% | $6,691+109.6% |
| Admin fee / account holder | $358 | $16,382-97.8% | $13,914-97.4% | $13,402-97.3% |