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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,263 | $159,978+27.1% | $147,041+38.2% | $145,978+39.2% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.2pp | 80.3%+3.0pp |
| Annual return | 7.93% | 98.36%-90.4pp | 419.21%-411.3pp | 550.52%-542.6pp |
| Employer contribution / active EE | $10,882 | $5,288+105.8% | $4,935+120.5% | $4,662+133.4% |
| Participant deferral / active EE | $7,569 | $8,429-10.2% | $8,071-6.2% | $6,690+13.1% |
| Admin fee / account holder | $5,351 | $15,053-64.5% | $13,006-58.9% | $13,400-60.1% |