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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,263 | $160,028+27.0% | $147,080+38.2% | $145,884+39.3% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.2pp | 80.3%+3.0pp |
| Annual return | 7.93% | 98.60%-90.7pp | 420.17%-412.2pp | 551.85%-543.9pp |
| Employer contribution / active EE | $10,882 | $5,286+105.9% | $4,933+120.6% | $4,662+133.4% |
| Participant deferral / active EE | $7,569 | $8,422-10.1% | $8,066-6.2% | $6,690+13.1% |
| Admin fee / account holder | $5,351 | $15,030-64.4% | $12,989-58.8% | $13,392-60.0% |