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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,255 | $125,193-76.6% | $105,591-72.3% | $145,978-80.0% |
| Participation rate | 87.5% | 77.6%+9.9pp | 75.3%+12.2pp | 80.3%+7.2pp |
| Annual return | 13.65% | 225.53%-211.9pp | 116.43%-102.8pp | 550.52%-536.9pp |
| Employer contribution / active EE | $1,446 | $3,718-61.1% | $3,166-54.3% | $4,662-69.0% |
| Participant deferral / active EE | $1,672 | $5,708-70.7% | $5,008-66.6% | $6,690-75.0% |
| Admin fee / account holder | $1,031 | $17,277-94.0% | $11,024-90.7% | $13,400-92.3% |