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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,255 | $126,519-76.9% | $106,201-72.5% | $145,959-80.0% |
| Participation rate | 87.5% | 77.7%+9.8pp | 75.3%+12.2pp | 80.3%+7.2pp |
| Annual return | 13.65% | 225.10%-211.4pp | 116.26%-102.6pp | 561.95%-548.3pp |
| Employer contribution / active EE | $1,446 | $3,726-61.2% | $3,170-54.4% | $4,661-69.0% |
| Participant deferral / active EE | $1,672 | $5,716-70.8% | $5,012-66.6% | $6,689-75.0% |
| Admin fee / account holder | $1,031 | $17,312-94.0% | $11,039-90.7% | $13,398-92.3% |