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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,188 | $97,125-64.8% | $86,233-60.4% | $137,256-75.1% |
| Participation rate | 35.0% | 74.2%-39.2pp | 69.0%-34.0pp | 80.0%-45.0pp |
| Annual return | 13.62% | 74.19%-60.6pp | 61.39%-47.8pp | 220.34%-206.7pp |
| Employer contribution / active EE | $789 | $2,841-72.2% | $2,504-68.5% | $4,156-81.0% |
| Participant deferral / active EE | $4,491 | $5,180-13.3% | $4,559-1.5% | $6,407-29.9% |
| Admin fee / account holder | $5,238 | $9,725-46.1% | $8,342-37.2% | $12,270-57.3% |